We offer a multitude of coverages & limits, however, our beauty insurance policies are always
driven by professional and general liability
Professional liability is a vital component of your insurance risk management product. A beautician or therapist must have some form of education or license. These high standards expose you to claims stemming from the beauty services you provide.
COMMERCIAL GENERAL LIABILITY
Slips and falls can happen in any business. Unfortunately, the beauty industry is more prone to minor accidents. Imagine a client slipping after finishing a pedicure with wet feet. Hot towel facials could make a client pass out and fall. Things happen. These accidents could result in lawsuits. That is why commercial general liability insurance is imperative. Protect yourself and your business with an insurance advantage.
Beauty technicians use a variety of equipment. Some machines that cost tens of thousands of dollars. Supplies and all specialized equipment are all susceptible. Plus, don’t forget about your retail inventory. Spa or Medi-spa businesses need additional coverage to protect their contents and equipment. Beauty insurance ensures you have the proper coverages. Content coverage can be attached to your insurance policy. It will protect from theft, fire, water, etc. Insurance coverage with broad, comprehensive protection.